Private Capital Mortgage
We are the power behind the broker
Overheard at Starbucks
Ian said, "I was in Starbucks for a meeting, which was overheard by a luxury mortgage lender. He introduced himself and we exchanged information. We provided funding for his clients to refinance a rental property until they could overcome some credit issues and get a commercial bank loan a year later."
In the broker's own words, “I've dealt with other people in the private sector. Others who were not quite honest. You're honest and do what you say you'll do.” Since that latte in 2019, we've supported no less than 10 transactions for his Central Florida brokerage.
We do unique.
PCM inked a deal to finance a China-based shrimp breeder with operations in Florida. The due diligence was fascinating — we and the broker donned clean suits to visit the Broward County facility which cultivates a new breed of disease-resistant shrimp.
We toured both of their locations and were fascinated at the business operation. After reviewing the proposed plans Private Capital Mortgage funded their request and established a reasonable escrow structure that they were happy with.
Sometimes business decisions are fun & adventurous.
Sometimes they're a little fragrant.
Longterm Collaboration
One of our mortgage servicing clients has been ours for decades.
He's a knowledgeable loan originator and we've worked
dozens of opportunities together.
He trusts us to provide backing on significant residential & commercial transactions. The memorable $1.4MM Tampa project was our pleasure and we're excited about his up & coming South Orlando ventures.
How it works
- Loans to $5MM
- Investment, rental, and business property loans
- Competitive interest rates
- 50-60% LTV depending on collateral quality
- Blanket loans available to increase loan amount.
- We cover most of Florida.
- Flexible balloon terms; typically 5 years
- Simple process, often no appraisal required
- 1st position mortgages only
- Fast closings with clean title; can be less than 2 weeks and sometimes in just days
Reach out today to see if your client qualifies for our easy terms.
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